Thursday, March 12, 2015

Why You Shouldn’t Immediately Accept an Insurance Company Settlement

You were in an accident and you have filed your claim. As you expected, your insurance company came back with a settlement amount. The adjuster seemed fair, and they appeared to care about your situation. With all of the pain you are in, you just want to get your money and put the accident behind you.

But, what you don’t realize is the insurance adjuster knows you’re thinking that way. They give you an initial offer that is tempting enough to take and appears fair; they may even make it seem like you have to take it or you’ll get nothing. While your insurance company is offering you money, you should never accept the settlement. Instead, you need a car accident lawyer in Boca Raton.

Auto Settlements from Insurance Companies are Always Low

Insurance adjusters are given an authorized dollar range for settlements, which is often a low range. But, a smart adjuster will offer you the lowest amount in that range; after all, why offer the highest if you don’t negotiate?

Insurance Adjusters Know You Don’t Have the Real Numbers

Your insurance adjuster isn’t going to tell you how much your claim is worth or how much you’ll spend in medical costs or lost wages three years from now. They bank on the fact you don’t have the real numbers and they give you a settlement that seems fair, but will be much less than you need to recuperate from your accident.

The Insurance Company Won’t Tell You Your Rights

They purposely leave out your rights, and will make it seem like if you don’t take their offer, you get nothing. They play on your desperation to get the money you need for repairs and costs, and when they threaten to take away any sign of hope, they know you will jump on the offer.

A Car Accident Lawyer in Boca Raton Can Help

A car accident lawyer can help you secure a higher settlement from the insurance adjusters. They know your rights and can negotiate with the insurance company on your behalf. But, also, an attorney can accurately calculate how much you need for not only the bills you have today, but the bills you will have in the future because of your injuries.

— If you or a loved one is injured in an accident, visit or contact Boca Raton Personal Injury Lawyer  at Glotzer & Kobren, P.A. at 561-361-8677 to discuss your rights. Serving Boca Raton, Delray Beach, Boynton Beach, Deerfield Beach & throughout Florida.

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